Terms & Conditions

Welcome to Our Service Terms

These Terms and Conditions govern your use of sorvelyphira's website and consultation services. Please read them carefully before using our services.

By accessing our website or engaging our services, you agree to be bound by these terms and conditions.

These terms were last updated on August 19, 2025.

Key Definitions

For clarity, these terms have the following meanings:

• "Service" refers to our financial planning consultations, guidance, and related communications.
• "User" or "Client" means any person who accesses our website or engages our consultation services.
• "Company," "we," "us," or "our" refers to sorvelyphira Financial Services Pty Ltd.
• "Content" includes all information, guidance, and materials provided through our services.

Service Usage Terms

Our services are provided for consultation and guidance purposes. We offer analytical reviews and discussions about financial planning approaches rather than specific product recommendations or account management.

Your Responsibilities

As a user of our services, you agree to:

• Provide accurate and complete information during consultations
• Use our services only for lawful purposes
• Respect our intellectual property and confidential information
• Make your own decisions based on our guidance and other sources
• Notify us of any changes to your contact information

Prohibited Activities

You may not use our services to:

• Violate any laws or regulations
• Share confidential information with unauthorized parties
• Interfere with our systems or other users' access
• Use our content for competing commercial purposes
• Provide false or misleading information

Intellectual Property Rights

All content, trademarks, and intellectual property on our website and in our services remain our exclusive property. Users may not reproduce or distribute our materials without written permission.

© 2025 sorvelyphira Financial Services Pty Ltd. All rights reserved.

Privacy and Data Protection

We are committed to protecting your privacy and personal information in accordance with Australian privacy laws.

For detailed information about data handling, please review our Privacy Policy.

Service Disclaimers

Our consultation services are provided for guidance purposes only. We do not guarantee specific financial outcomes or results from following our guidance.

Liability Limitations

Our liability is limited to the maximum extent permitted by Australian law. We are not responsible for indirect, consequential, or punitive damages arising from use of our services.

Our maximum liability shall not exceed the fees paid for our services in the 12 months preceding any claim.

User Indemnification

Users agree to indemnify and hold harmless sorvelyphira and its representatives from claims arising from misuse of our services or violation of these terms.

Service Termination

Either party may terminate the service relationship at any time with reasonable notice. Subscription services can be cancelled according to the terms of your specific plan.

Upon termination, access to ongoing guidance and support will cease, though previously provided guidance remains valid.

Resolving Disputes

For any disputes regarding our services, we offer several resolution options:

Applicable Law

These terms are governed by Australian federal and state law. Any legal proceedings will be conducted in Australian courts with appropriate jurisdiction.

Term Severability

If any provision of these terms is found unenforceable, the remaining provisions continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and sorvelyphira regarding our services.

Terms Updates

We may update these terms periodically to reflect changes in our services or legal requirements. Significant changes will be communicated to active users.

Continued use of our services after changes indicates acceptance of updated terms.

Questions About These Terms

If you have questions about these Terms and Conditions or need clarification about any provisions, please contact us using the information provided.